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We strive to provide a unique shopping experience and take the stress out of shopping for life insurance.

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Life insurers provide 30 day recision period to cancel your policy if your unsatisified.

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Testimonials from our customers

"Fantastic service from start to finish. This site makes it easy to get term life insurance quotes from multiple providers. Thank you for the coverage and I will recommend you to others 100%."



"Finding life quotes can be quite a challenge. Luckily, this site allows me to get quotes from several providers all at once. I can quickly and easily choose one that suits my own situation."


New Jersey

"The whole process of getting a quote took around 3 minutes and that's including me filling in all my information. I'm now fully covered and have peace of mind. I couldn't be happier!"



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We have experts on hand to answer any term life insurance related questions you may have. We are real people who are available day and night, every day of the week, via email and phone.

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More Choices = More Savings

Choose the right term life coverage for you and your family

Compare Term Life Insurance Quotes Easily with Real-Time Rates is different than most websites offering free online quotes. We save you time and money by monitoring and displaying real time rates from hundreds of term life insurance companies nationwide. When reviewing your free term life insurance quotes with a side-by-side comparison, you can also learn about the financial strength and features of the companies displayed.

Term life insurance shopping is a breeze with these unique features:

  • Free real-time quotes
  • Side-by-side rate comparison
  • No personal information required
  • Quick online application
  • No sales pitches
  • Save up to 70% on your policy

You will be empowered with live rate comparisons from our active quoting engine, which does not require any personally identifiable information. This way, you can shop anonymously without being hassled by high pressure sales pitches. You can simply view the most current rates side-by-side. Then, you can make the most informed decision about which type of term life insurance policy is the best for your family. These live life insurance quotes and rates come directly from a network of nationwide insurers, which are regulated by each state. So you know you are getting reliable quotes from reputable companies.

You can compare life insurance quotes quickly with our easy-to-read chart, which is updated in real-time. With these unique features, you’ll be amazed at how simple it is to save up to 70% by using our service over other ways to shop for insurance.

Three Simple Steps

1. Fill Out Basic Information

None of your personal contact information is needed. Not your name, phone number or email address. Just enter basic stats such as the coverage amount you want, your age and gender, and state you live in, your height and weight, your general health and your tobacco use. This information is used to generate rates that would be given to a person with your health and lifestyle so you can view the most accurate rates.

2. Review Live Rates

Compare life insurers side-by-side. You can view the length of the policy, coverage amount, monthly and annual premium, and the AM Best Rating of the life insurance company. All this information is presented in an easy-to-read, user-friendly chart.

3. Apply for Coverage

Choose the best coverage at the most affordable rate then apply online. You can save up to 70% on your coverage! Yes, it’s that quick and easy.

We Offer More Than Just Free Life Insurance Quotes offers more than just free, real-time quotes. You can easily navigate through the website to answer any questions you may have about term life insurance, read about the latest industry news and learn more about our company.

You can learn about different types of life insurance coverage offered to help you determine what option is best for your family by choosing the Product Info tab. Under Tools & Tips, you can find answers to your questions with our FAQ, keep up-to-date with the latest news, learn from our articles and gain an understanding of terms with our glossary. You can also check out the term life insurance calculator, which is a simple and convenient way to determine your specific needs. Visit our Blog to read continually updated articles and connect with others.

At, we are working hard to continue to build a website that offers more than just free term life insurance quotes. Our quote engine analyzes and compares real-time term life insurance rates from "A" rated insurers nationwide. Stop using third party websites that sell your information to multiple agents who then bombard you with phone calls. Forget having to type out your personal information on multiple direct carrier websites. We save you time and money by allowing you to view live rates and make side-by-side comparisons. truly does make it easy to shop for term life insurance online.

Our technology allows you access to carrier rates anonymously. Utilizing our free service you can rest assured knowing how the competition stacks up before you take the time to review a policy from your local insurance agents. We are dedicated to providing you with unbiased rate comparisons and up-to-date information so you, the consumer, can make an informed and educated decision.

Furthermore, when and if you decide a policy's price and coverage matches your needs, we can assist you by answering your questions and submitting the application directly to the life insurance company. Our service is 100% free and you can rest assured knowing you made the right choice to compare providers before buying any type of life insurance.